| PERIODIC DISCLOSURES | |||||
|---|---|---|---|---|---|
| FORM NL-30 | Analytical Ratios | ||||
| Insurer: | General Insurance Corporation of India | Date: | |||
| (` in Lakhs) | |||||
| Analytical Ratios for Non-Life companies | |||||
| Sl.No. | Particular | For the period ended 30.9.2013 | For the period ended 30.9.2012 | ||
| 1 | Gross Premium Growth Rate | -6.7 | 16.6 | ||
| 2 | Gross Premium to shareholders' fund ratio | 65.8 | 83.0 | ||
| 3 | Growth rate of shareholders'fund | 17.8 | -21.7 | ||
| 4 | Net Retention Ratio | 89.9 | 91.5 | ||
| 5 | Net Commission Ratio | 21.2 | 18.4 | ||
| 6 | Expense of Management to Gross Direct Premium Ratio | 1.1 | 1.4 | ||
| 7 | Combined Ratio | 112.9 | 103.0 | ||
| 8 | Technical Reserves to net premium ratio | 439.9 | 373.7 | ||
| 9 | Underwriting balance ratio | -7.3 | -1.3 | ||
| 10 | Operationg Profit Ratio | 13.8 | 13.8 | ||
| 11 | Liquid Assets to liabilities ratio | 35.3 | 36.5 | ||
| 12 | Net earning ratio | 19.1 | 19.1 | ||
| 13 | Return on net worth ratio | 11.3 | 14.5 | ||
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 2.28 | 1.59 | ||
| 15 | NPA Ratio | ||||
| Gross NPA Ratio | 1.88 | 1.99 | |||
| Net NPA Ratio | 1.10 | 0.40 | |||
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||||
| 1 | (a) No. of shares | 43000000 | 43000000 | ||
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian | ||
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 100% | 100% | ||
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 270 | 294 | ||
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 270 | 294 | ||
| 6 | (iv) Book value per share (Rs) | 2388 | 2027 | ||
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||||